FNBC Bank & Trust

  • Flexible accounts, tailored loans, and personal support for your everyday needs.

    FNBC Student Checking

    Learn to manage money confidently with a student account that won’t distract you from your studies.

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    Home Mortgage Loans

    Whether you’re buying, building, or refinancing, our mortgage options are designed to fit your needs with competitive rates and local lenders.

    Apply Today

    FNBC My Checking

    Enjoy simple, everyday banking with easy access to features that fit your lifestyle.

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    Construction Loans

    Available for primary residences and second homes, a construction loan can help you build your dream home with confidence.

    Start Building

  • Comprehensive products, services, and tools to support your business goals.

    FNBC Business Checking

    Efficiently manage your cash flow with a checking account tailored to growing businesses.

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    Commercial Real Estate Loans

    Secure the ideal spot for your business with the right commercial real estate financing.

    Get Started

    Business Now Checking

    Fuel your growing business with a checking account that offers competitive interest on your entire balance.

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    Business Lines of Credit

    Access flexible funding for your business with a line of credit that adapts to your needs.

    Apply Today

Bank securely anytime, anywhere, with full access to your accounts across all devices.

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Mobile Banking

Download our mobile app and save time by handling your banking anytime from the palm of your hand.

Online Banking & Bill Pay Icon

Online Banking & Bill Pay

Manage your accounts and payments anytime, from anywhere with internet access.

 
 
Credit Insights By Savvy Money® Icon

Credit Insights By Savvy Money®

Keep track of your credit with free access to your credit score and credit report.

Safety & Security/Fraud Tips Icon

Fraud & ID Theft Prevention

Protect your personal and financial information by setting up card notifications and reviewing helpful fraud tips from industry experts.

Zelle® Icon

Zelle®

Send and receive money right from your FNBC Bank & Trust app.

Digital Issuance Icon

Digital Issuance

Access a new or replacement FNBC Bank & Trust debit or credit card instantly with a ready-to-use digital version.

  • Mobile Banking Icon

    Mobile Banking

    Download our mobile app and save time by handling your banking anytime from the palm of your hand.

  • Online Banking & Bill Pay Icon

    Online Banking & Bill Pay

    Manage your accounts and payments anytime, from anywhere with internet access.

     
     
  • Credit Insights By Savvy Money® Icon

    Credit Insights By Savvy Money®

    Keep track of your credit with free access to your credit score and credit report.

  • Safety & Security/Fraud Tips Icon

    Fraud & ID Theft Prevention

    Protect your personal and financial information by setting up card notifications and reviewing helpful fraud tips from industry experts.

  • Zelle® Icon

    Zelle®

    Send and receive money right from your FNBC Bank & Trust app.

  • Digital Issuance Icon

    Digital Issuance

    Access a new or replacement FNBC Bank & Trust debit or credit card instantly with a ready-to-use digital version.

Focused on Your Financial Future

FNBC Bank & Trust Wealth Management offers personalized wealth management services to help you achieve your financial goals.

Learn More

Focused on Your Financial Future

FNBC Bank & Trust Wealth Management offers personalized wealth management services to help you achieve your financial goals.

Learn More

Get the guidance you need from a team that puts you first with personalized support and expert insight.

Hear from Those We've Helped in the Community

At FNBC Bank & Trust, we're always looking to add value to your business or personal financial journey. See what customers are saying about their experience with us.

Angle is grateful to have a community bank in FNBC as a partner that always has our back and shares our vision!

Joseph Borse, Michael Borse, and Robert Borse

FNBC Bank & Trust was able to help my chiropractic business needs which helped us grow in services and team members.

Dr. Robin Ackerman

  • Angle is grateful to have a community bank in FNBC as a partner that always has our back and shares our vision!

    Joseph Borse, Michael Borse, and Robert Borse

  • FNBC Bank & Trust was able to help my chiropractic business needs which helped us grow in services and team members.

    Dr. Robin Ackerman