Rick Ramey
Senior Vice President of Commercial Banking
Cell 630-800-7703
Email Rick | NMLS# 792540
Rick Ramey is the Vice President of Commercial Banking at FNBC Bank & Trust, where he has been a key member of the team since 2022. With over 18 years of experience in retail banking and commercial lending, Rick plays a pivotal role in the bank’s commercial lending division, where he specializes in providing financial solutions for commercial real estate, including investments, multi-family, owner-occupied commercial, office/medical, and mixed-use properties. He also focuses on business lines of credit and equipment lending, helping clients with a wide range of financial needs.
Rick holds a Bachelor of Science in Business Management from Benedictine University. His banking career began in high school as a teller, and he has since built a reputation for his customer-centric approach. Passionate about supporting clients in achieving their full potential, Rick is dedicated to fostering business growth. Outside of work, Rick enjoys cultivating strong business relationships within the communities near his hometown of Oswego, IL.

